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積立NISAの年間限度額と1800万円ルールを徹底解説
よくある質問
積立NISAに関するよくある質問
積立NISAの年間投資限度額はいくらですか？
積立NISAの年間投資限度額は40万円です。ただし新NISAでは、この限度額が変更される可能性があるので、最新情報を確認しましょう。
1800万円を超えた場合どうなりますか？
積立NISAで1800万円を超えると、超えた分は非課税対象外になります。ただし、それまでの運用益は引き続き非課税です。
新NISAの主なメリットは何ですか？
新NISAでは、投資可能期間の延長や非課税枠の拡大など、より柔軟な資産形成が可能になります。特に長期運用を考えている方におすすめです。